Payment Options

We accept all major credit cards, including American Express, Visa, Mastercard, Discover, and PayPal. Payment is processed at the time your order is placed. Please note that we only accept one form of payment online - payments cannot be split across multiple credit cards.

We do not accept personal checks, cashiers checks, money orders, or bank checks.

Bank Transfer

We also accept bank transfers - a payment method that allows you to transfer money directly from one bank account to another. Bank transfers cannot be applied directly to an online purchase. If payment is made by bank transfer, the payment must clear our account before you pick up or before your order can be shipped (5-7 business days). Please contact us to get started.

We offer a 3% discount if you pay by bank transfer.

Layaway and Financing Options

At Walton's, we understand that big purchases should not break the bank. Learn more about our three long-term payment options: Layaway, Affirm Financing, and Wells Fargo Special Financing.

Layaway Policy

For your convenience, we offer a three-month in-store layaway program at no additional charge. We request a down payment equal to 1/3 of the total price, including tax, with the remaining balance payable in installments within 90 days. 

Walton's Jewelry reserves the right to release the item after 90 days should the payment not be received in full, at which point all payments made for the item will be issued as store credit. Store credit is nonrefundable.

Layaway purchases cannot be made online. Please contact us to get started. We will be happy to assist you with your layaway purchase plan!

Affirm Financing

Buy now, pay over time. Make 4 interest-free payments with zero fees. Just select Affirm at checkout. Click here to learn more.

Wells Fargo Special Financing

We also offer special financing through Wells Fargo (the application process must be completed in person and cannot be applied to an online purchase). Click here to learn more.