Payment Options
We accept all major credit cards, including American Express, Visa, Mastercard, Discover, and PayPal. Payment is processed at the time your order is placed. Please note that we only accept one form of payment online - payments cannot be split across multiple credit cards.
We do not accept personal checks, cashiers checks, money orders, or bank checks.
Layaway & Financing Options
At Walton's, we understand that big purchases should not break the bank. Learn more about our three long-term payment options: Layaway, Affirm Financing, and Wells Fargo Special Financing.
Layaway Policy
For your convenience, we offer a 60-day in-store layaway program at no additional charge. Here's how it works:
- Down Payment: You make an initial payment of 1/3 of the total price, including tax, at the start of the layaway.
- Installments: The remaining balance is payable in two equal installments over the next 60 days. The first installment is due 30 days after the initial payment, and the final installment is due 30 days after the second installment.
- Walton's Jewelry reserves the right to release the item after 60 days should the payment not be received in full, at which point all payments made for the item will be issued as store credit. Store credit is nonrefundable.
Please note: Layaway is only available for in-stock items. We do not offer layaway plans for custom jewelry designs or special orders.
Layaway purchases cannot be made online. Please contact us to get started. We will be happy to assist you with your layaway purchase plan!
Affirm Financing
Buy now, pay over time. Make 4 interest-free payments with zero fees. Just select Affirm at checkout. Click here to learn more.
Wells Fargo Special Financing
We also offer special financing through Wells Fargo (the application process must be completed in person and cannot be applied to an online purchase). Click here to learn more.
