At Walton's, we understand that big purchases should not break the bank. Learn more about our three long-term payment options: Layaway, Affirm Financing, and Wells Fargo Special Financing.

For your convenience, we offer a 60-day in-store layaway program at no additional charge. Here's how it works:

• Down Payment: You make an initial payment of 1/3 of the total price, including tax, at the start of the layaway.
• Installments: The remaining balance is payable in two equal installments over the next 60 days. The first installment is due 30 days after the initial payment, and the final installment is due 30 days after the second installment.
• Walton's Jewelry reserves the right to release the item after 60 days should the payment not be received in full, at which point all payments made for the item will be issued as store credit. Store credit is nonrefundable.

Please note: Layaway is only available for in-stock items. We do not offer layaway plans for custom jewelry designs or special orders.

Layaway purchases cannot be made online. Please contact us to get started. We will be happy to assist you with your layaway purchase plan!

Buy now, pay over time. Make 4 interest-free payments with zero fees. Just select Affirm at checkout. Click here to learn more.

"Rates from 0–36% APR. Payment options through Affirm are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Financing Law license. For licenses and disclosures, see affirm.com/licenses. For example, a $800 purchase could be split into 12 monthly payments of $72.21 at 15% APR.”

We also offer special financing through Wells Fargo (the application process must be completed in person and cannot be applied to an online purchase). Click here to learn more.